ANGELA MCCOLLY

Attorney File #: 25MI00533-1
Notice ID: 1569365
First Publication Date: 8/14/2025
Number of Insertions: 4
Last Publication Date: 9/4/2025
County: Berrien

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FORECLOSURE NOTICE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Berrien County, starting promptly at 11:00 AM, September 12, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Angela R. McColly and Joshwa McColly, As Joint Tenants with Right of Survivorship to Mortgage Electronic Registration Systems, Inc. as Mortgagee, as Nominee for Ruoff Mortgage Company, Inc, its successors, and assigns, Mortgagee, dated May 19, 2022, and recorded on May 19, 2022, in Liber 3374, Page 2791, Berrien County Records, said mortgage was assigned to Carrington Mortgage Services, LLC by an Assignment of Mortgage dated July 31, 2025 and recorded August 06, 2025 in Liber 3456, Page 3749, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Eleven Thousand One Hundred Twenty-Six and 50/100 ($111,126.50) including interest at the rate of 5.25000% per annum. Said premises are situated in the Township of Niles, Berrien County, Michigan, and are described as: Lot 37 in First Addition to Surburbia-Gateway Subdivision, according to the Plat thereof recorded in Liber 18 of Plats, Page 39, Berrien County Records. Commonly known as: 1601 S 15TH ST, NILES, MI 49120 If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. Dated: August 14, 2025 Randall S. Miller & Associates, P.C. Attorneys for Carrington Mortgage Services, LLC 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Hours: 9:00 a.m. – 5:00 p.m. Case No. 25MI00533-1

(08-14)(09-04)

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