CHRISTOPHER A. FONSECA

Notice of Foreclosure by Advertisement

Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the Berrien County Courthouse, 811 Port St., St. Joseph, Michigan 49085, starting promptly at 10:00 a.m, on March 26, 2021. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.

Name(s) of the mortgagor(s): Christopher A. Fonseca

Original Mortgagee:  Circle Federal Credit Union f/k/a Greater Niles Community Federal Credit Union

Date of Mortgage: February 1, 2017

Date of Mortgage Recording: February 2, 2017

Amount claimed due on mortgage on the date of notice:  $34,350.97

Description of the mortgaged premises: Real Estate Located in the City of Niles, County of Berrien, State of Michigan and described as:

Lot 8 in Supervisor’s Re-Plat of Lots 62 and 63, William Justice’s Addition to the City of Niles, according

to the plat thereof recorded in Liber 9 of plats, Page 45, Berrien County Records.

Commonly Known as:  536 Broadway Street, Niles, Michigan 49120

The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241, in which case the redemption period shall be 30 days from the date of such sale, or if determined abandoned in accordance with MCL 600.3241a, upon the expiration of the notice required by MCL 600.3241a(c); or unless MCL 600.3240(16) applies.

If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.

Attention Purchaser: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s attorney.

Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.

Date of Notice: February 18, 2021

Brandon J. Wilson
Honigman LLP
39400 Woodward Ave., Suite 101
Bloomfield Hills, MI 48304-5151
(248) 566-8614

Attorney for Circle Federal Credit Union