EMERSON CARTER

Attorney File #: 22-002057
Notice ID: 1484286
First Publication Date: 12/15/2022
Number of Insertions: 4
Last Publication Date: 1/5/2023
County: Berrien

Begin Notice
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Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Berrien County, starting promptly at 11:00 AM on JANUARY 13, 2023. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
Default has been made in the conditions of a mortgage made by Emerson E. Carter and Zisca Carter, Husband and Wife, to Beneficial Michigan INC., Mortgagee, dated November 24, 2004 and recorded December 13, 2004 in Liber 2567, Page 2053 and Consent Order for Dismissal and Quieting Title recorded on August 11, 2022, in Liber 3382, Page 1820, Berrien County Records, Michigan. Said mortgage is now held by UMB BANK, National Association, not in its individual capacity, but solely as Legal Title Trustee of PRL Title Trust I, by assignment. There is claimed to be due at the date hereof the sum of One Hundred Twenty-Five Thousand Five Hundred Fifty-Seven and 10/100 Dollars ($125,557.10).
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Berrien County, Michigan at 11:00 AM on JANUARY 13, 2023.
Said premises are located in the Township of ORONOKO CHARTER, Berrien County Michigan, and are described as:
LOT 136, KEPHART WOODS NO. 4, PART OF THE SOUTHEAST QUARTER OF SECTION 12, TOWNSHIP 6 SOUTH, RANGE 18 WEST, ORONOKO TOWNSHIP, BERRIEN COUNTY, MICHIGAN, ACCORDING TO THE PLAT THEREOF, RECORDED MAY 9, 1966 IN BOOK 20 OF PLATS, PAGE 45.
4683-2 Dogwood Dr, Berrien Springs, Michigan 49103
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period.
Dated: December 15, 2022
File No. 22-002057
Firm Name: Orlans PC
Firm Address: 1650 West Big Beaver Road, Troy MI 48084
Firm Phone Number: (248) 502.1400

(12-15)(01-05)