HEATHER PLETCHER

Attorney File #: 524109F01
Notice ID: 1566250
First Publication Date: 7/10/2025
Number of Insertions: 4
Last Publication Date: 7/31/2025
County: Berrien

Begin Notice

Notice of Foreclosure by Advertisement
Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Berrien County, starting promptly at 11:00 AM, on August 8, 2025. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information:
Name(s) of the mortgagor(s): Heather J. Pletcher, single woman
Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender’s successors and/or assigns
Foreclosing Assignee (if any): Ruoff Mortgage Company, Inc.
Date of Mortgage: March 20, 2020
Date of Mortgage Recording: March 25, 2020
Amount claimed due on date of notice: $110,179.98
Description of the mortgaged premises: Situated in Township of Niles, Berrien County, Michigan, and described as: Part of the North Half (1/2) of the South Half (1/2) of the Northeast Quarter (1/4) of the Southeast Quarter (1/4) of Section Fifteen (15), Township Seven (7) South, Range Seventeen (17) West, Niles Township, Berrien County, Michigan, described as: From the East Quarter corner of said Section 15, measure South along the East Line of said Section 15, a distance of 995.29 feet to the Southeast corner of the North Half of the South Half of the Northeast Quarter of the Southeast Quarter of said Section 15, thence measure North 89 degrees 53 minutes West a distance of 1327.78 feet to the Southwest corner of said North Half and the point of beginning of the land herein described, thence South 89 degrees 53 minutes East, a distance of 385.5 feet, thence North 0 degrees 07 minutes West, a distance of 113.0 feet, thence North 89 degrees 53 seconds West, a distance of 385.5 feet to the West line of said North Half, thence South 0 degrees 07 minutes East, a distance of 113.0 feet to the point of beginning.
ALSO: From the East Quarter corner of Section 15, Town 7 South, Range 17 West, Measure South 995.29 feet to the South line of the North Half of the South Half of the Northeast Quarter of the Southeast Quarter of said section; thence Measure North 89 degrees 53 minutes 00 seconds West, along said line, 788.30 feet to the point of beginning of the land herein described; thence continue North 89 degrees 53 minutes 00 seconds West, along said line, 153.98 feet; thence North 00 degrees 07 minutes
00 seconds West, parallel with the West line of the Northeast Quarter of the Southeast Quarter of said section, 113.00 feet; thence North 89 degrees 53 minutes 00 seconds West 385.30 feet to the West line of the Northeast Quarter of the Southeast Quarter of said section; thence North 00 degrees 07 minutes 00 seconds West, along said line, 37.00 feet; thence South 89 degrees 53 minutes 00 seconds East, parallel with the South line of the North Half of the South Half of the Northeast Quarter of the Southeast Quarter of said section, 539.79 feet; thence South 150.00 feet to the point of beginning.
Common street address (if any): 2091 M 140, Niles, MI 49120-1131
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16).
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
This notice is from a debt collector.
Date of notice: July 10, 2025
Trott Law, P.C.
31440 Northwestern Hwy, Suite 145
Farmington Hills, MI 48334
(248) 642-2515

1566250
(07-10)(07-31)