JEREMY HIGGINS

Attorney File #: 22-04179
Notice ID: 1485673
First Publication Date: 1/5/2023
Number of Insertions: 4
Last Publication Date: 1/26/2023
County: Berrien

Begin Notice
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NOTICE OF MORTGAGE FORECLOSURE SALE Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following Mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Berrien County, starting promptly at 11:00 AM, on February 10, 2023. The amount due on the Mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a Mortgage made by Jeremy Higgins to Velocity Commercial Capital, LLC dated December 20, 2019 and recorded January 2, 2020 in Liber 3261 at Page 0585, Berrien County, Michigan. Said Mortgage is now held by U.S. Bank National Association, as Indenture Trustee for VCC 2022-MC1 Trust by assignment and/or merger. There is claimed to be due at the date hereof the sum of $94,282.29. Said premises are located in Berrien County, Michigan and are described as: Real Estate Located in the Township of Sodus, County of Berrien, State of Michigan and described as: Lot 1, Plat of Sodus, according to the plat thereof, recorded April 22, 1887 in Volume 2 of plats, page 26, EXCEPTING THEREFROM the East 4 feet thereof, ALSO that part of the North Half of Section 14, Township 5 South, Range 18 West, Sodus Township, Berrien County, Michigan, described as follows: Commencing at the Northwest corner of said Lot 1; thence West along the South line of Main Street, 64 feet; thence South parallel with the West line of said Lot 1, to the right of way of the Big Four Railroad; thence Southeasterly along said right of way to the Southwest corner of said Lot 1; thence North along the West line of said Lot 1 to the place of beginning. ALSO that part of the Northeast Quarter of the Northwest Quarter of Section 14, Township 5 South, Range 18 West, Sodus Township, Berrien County, Michigan, described as follows: Commencing at a point of the South line of Main Street in the Village of Sodus that is 64 feet West of the Northwest corner of Lot 1, original Plat of the Village of Sodus; thence South, on a line parallel with the West line of said Lot 1, to the right of way of Penn Central Railroad; thence Northwesterly, along the right of way of said railroad, to the South line of Main Street; thence East, along the South line of Main Street, to the place of beginning. EXCEPTING THEREFROM Part of the Northwest Quarter of Section 14, Township 5 South, Range 18 West, described as follows: Beginning at the North Quarter post of said Section 14, thence West along the North Section line, 38.50 feet, thence South 00° 03′ 40″ East 33.00 feet to the South right of way line of Naomi Road and the place of beginning of the land herein described, thence continuing South 00° 03′ 40″ East 55.50 feet to the Northeasterly line of the former Penn Central Railroad, thence around a curve to the left, along said right of way line, a chord distance of North 55° 02′ 20″ West 96.85 feet, to the South right of way line of said Naomi Road, thence East along said right of way line, 79.32 feet to the place of beginning. The property address and/or tax parcel identification number(s) listed are provided solely for informational purposes, without warranty as to accuracy or completeness and are not hereby insured. Said property is commonly known as 3704 Naomi Road, Sodus, MI 49126. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. Please be advised that any third party purchaser is responsible for preparing and recording the Sheriff’s Deed. If this is a residential Mortgage, the following shall apply: ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the Mortgage at the telephone number stated in this notice. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU: ARE A DEBTOR IN AN ACTIVE BANKRUPTCY CASE; ARE UNDER THE PROTECTION OF A BANKRUPTCY STAY; OR, HAVE RECEIVED A DISCHARGE IN BANKRUPTCY AND YOU HAVE NOT REAFFIRMED THE DEBT, THIS NOTICE IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS AN ATTEMPT TO COLLECT A DEBT FROM YOU PERSONALLY. Dated: December 28, 2022 Attorney for the party foreclosing the Mortgage: Thomas E. McDonald (P39312) Brock & Scott, PLLC 5431 Oleander Drive Wilmington, NC 28403 PHONE: (844) 856-6646

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