KAYLA L. CAUFFIELD

Attorney File #: 23MI00133-1
Notice ID: 1492966
First Publication Date: 3/16/2023
Number of Insertions: 4
Last Publication Date: 4/6/2023
County: Berrien

Begin Notice
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FORECLOSURE NOTICE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Berrien County, starting promptly at 11:00 AM , April 14, 2023. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Kayla L Cauffield, A Single Woman to Mortgage Electronic Registration Systems, Inc. acting solely as a nominee for Amerifirst Financial Corporation, Mortgagee, dated November 30, 2018, and recorded on December 11, 2018, in Liber 3224, Page 3016, Berrien County Records, said mortgage was assigned to Carrington Mortgage Services, LLC by an Assignment of Mortgage which has been submitted to the Berrien County Register of Deeds, on which mortgage there is claimed to be due at the date hereof the sum of Ninety-Nine Thousand Three Hundred Eleven and 05/100 ($99,311.05) including interest at the rate of 4.62500% per annum. Said premises are situated in the Township of Bainbridge, Berrien County, Michigan, and are described as: That part of the Northwest Quarter of Section 24, Town 4 South, Range 17 West, which is described as: Beginning at a point on the centerline of Territorial Road which 414.24 feet South 77 degrees 37 minutes 56 seconds East of a point on the West line of said Northwest Quarter which is 1170.49 feet North 00 degrees 34 minutes 12 seconds East of the West Quarter post of said Section, thence North 13 degrees 06 minutes 09 seconds East, 235.27 feet, thence South 79 degrees 47 minutes 24 seconds East, 639.11 feet, thence South 00 degrees 01 minute 00 seconds West, 241.63 feet to said centerline of Territorial Road, thence around a 3965.42 foot radius curve to the right, an arc distance of 429.84 feet to the end of a chord having a delta of 06 degrees 12 minutes 34 seconds, a bearing of North 80 degrees 44 minutes 15 seconds West and a distance of 429.63 feet, thence North 77 degrees 37 minutes 56 seconds West all along the centerline, 264.35 feet to the point of beginning. Commonly known as: 8979 TERRITORIAL RD, BENTON HARBOR, MI 49022 If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. Dated: March 16, 2023 Randall S. Miller & Associates, P.C. Attorneys for Carrington Mortgage Services, LLC 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Hours: 9:00 a.m. – 5:00 p.m. Case No. 23MI00133-1

(03-16)(04-06)