KEITH LAYOS

Attorney File #: 521132F01
Notice ID: 1548192
First Publication Date: 12/19/2024
Number of Insertions: 4
Last Publication Date: 1/9/2025
County: Berrien

Begin Notice
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Notice of Foreclosure by Advertisement
Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Berrien County, starting promptly at 11:00 AM, on January 17, 2025. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information:
Name(s) of the mortgagor(s): Keith A Layos and Joyce A Layos, husband and wife
Original Mortgagee: Prism Mortgage Company
Foreclosing Assignee (if any): PennyMac Loan Services, LLC
Date of Mortgage: March 31, 1999
Date of Mortgage Recording: April 6, 1999
Amount claimed due on date of notice: $27,516.66
Description of the mortgaged premises: Situated in Township of Berrien, Berrien County, Michigan, and described as: That part of the Northeast Quarter of Section 19 and that part of the Northwest Quarter of Section 20, Township 6 South, Range 17 West, described as: Commencing at the Southeast corner of the West Half of the Northwest Quarter of said Section 20, thence North, along the Quarter Section line, 851.57 feet to the place of beginning, thence North, along said Quarter Section line, 144.6 feet, thence West 1527 feet to the center of the Niles-Berrien Springs Highway, now called Old 31 Highway, thence South 12 degrees 50 minutes East, along the centerline of said road, 148 feet, thence East 1486.5 feet to the place of beginning
Common street address (if any): 9981 Old Us 31, Berrien Springs, MI 49103
The redemption period shall be 1 year from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a.
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
This notice is from a debt collector.
Date of notice: December 19, 2024
Trott Law, P.C.
31440 Northwestern Hwy, Suite 145
Farmington Hills, MI 48334
(248) 642-2515

1548192
(12-19)(01-09)