Attorney File #: (N/A)
Notice ID: 1608734
First Publication Date: 10/15/2026
Number of Insertions: 4
Last Publication Date: 11/5/2026
County: Berrien
Begin Notice
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NOTICE OF FORECLOSURE BY ADVERTISEMENT Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage be foreclosed by a sale of the mortgaged premises, or some part of them, at public auction sale to the highest bidder for cash or cashier’s check at that place where Circuit Court is held in Berrien County, Michigan, starting promptly at 11:00 a.m., on November 19, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain Commercial Mortgage (“Mortgage”) to secure an indebtedness in the original amount of $100,000.00, from LTLLT, LLC, a Michigan limited liability company, to Velocity Commercial Capital, LLC, the Original Mortgagee, dated March 12, 2019, recorded on March 14, 2019, at Instrument No. 2019241478, Liber 3232, Page 711 of the Records of the Berrien County Register of Deeds, as assigned to U.S. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capital Loan Trust 2019-2, the Current Mortgagee, by virtue of an assignment recorded at Instrument No. 2020283154, Liber 3284, Page 1497 of the Records of the Berrien County Register of Deeds, on which Mortgage there is claimed to be due the principal amount of $117,959.88 as of September 30, 2026, plus regular interest accruing on the principal at the rate of 9.74% per annum, plus default interest on the principal at the rate of 4.0% per annum, plus loan fees that continue to accrue thereafter, plus late charges, corporate advances, and escrow advances that continue to accrue thereafter, plus any applicable contractual prepayment penalty, plus legal fees and costs. No suit or proceeding at law has been instituted to recover the debt secured by said Mortgage or any part thereof. Said premises are commonly known as 1171 – 1179 Colfax Avenue, Benton Harbor, MI 49022, situated in Berrien County, Michigan, and are described as follows: Land situated in the City of Benton Harbor, County of Berrien, State of Michigan, is described as follows: That part of Lot(s) 3, ASSESSOR’S PLAT NO. 3, according to the plat thereof as recorded in Liber 10 of Plats, page 2 of Berrien County Records, described as follows, to-wit: Commencing in the center of Colfax Avenue at a point 795 feet North of the Quarter post on the West side of said Section 30; thence East 158 feet; thence North 120 feet; thence West 158 feet to the center line of Colfax Avenue; thence South, along the center line of Colfax Avenue 120 feet to the place of beginning. Tax Parcel Number(s): 11-51-0803-0003-03-8 Notice is further given that the length of the redemption shall be six months from the date of sale. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. If the mortgaged premises is sold at a foreclosure sale under MCL Chapter 600, under section 3278, the Mortgagor will be held responsible to the person who buys the mortgaged premises at the mortgage foreclosure sale for damaging the mortgaged premises during the redemption period. This Instrument Prepared By: Zachary D. Prendergast, Esq. Robbins Kelly Patterson & Tucker 312 Elm Street, Suite 2200 Cincinnati, Ohio 45202 Phone: (513) 721-3330 Fax: (513) 721-5001 E-Mail: zprendergast@rkpt.com
(10-15)(11-05)