Attorney File #: 526306F01
Notice ID: 1574636
First Publication Date: 10/16/2025
Number of Insertions: 4
Last Publication Date: 11/6/2025
County: Berrien
Begin Notice
Notice of Foreclosure by Advertisement
Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Berrien County, starting promptly at 11:00 AM, on November 14, 2025. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information:
Name(s) of the mortgagor(s): Michael R. Painter and Laura Kay Painter, as tenant by the entirety
Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender’s successors and/or assigns
Foreclosing Assignee (if any): U.S. Bank Trust Company, National Association, not in its individual capacity but solely as trustee on behalf of GCAT 2023-NQM2 Trust
Date of Mortgage: June 23, 2022
Date of Mortgage Recording: June 24, 2022
Amount claimed due on date of notice: $365,170.01
Description of the mortgaged premises: Situated in Township of Hagar, Berrien County, Michigan, and described as: Commencing 200 feet, South 89 degrees 10 minutes East of Northwest corner of Southwest 1/4 of Southwest 1/4, Section 22, Town 3 South, Range 18 West, Hagar Township, Berrien County, Michigan, thence North 191.17 feet, thence North 89 degrees 10 minutes West 200 feet, thence North 66 feet, thence South 89 degrees 10 minutes East 500 feet, thence North 400 feet, thence East to East line
of Northwest 1/4 of Southwest 1/4 Section 22, thence South to a point 165 feet South of North line of Southwest 1/4 of Southwest 1/4 Section 22, thence West to a point 334.05 feet East of West line Section 22, thence North 105 feet, thence Northwesterly on a line which proceeds directly to point of beginning.
ALSO, commencing 200 feet South of Northwest corner of South 1/2 of Northwest 1/4 of Southwest 1/4 Section 22, Town 3 South, Range 18 West, Hagar Township, Berrien County, Michigan, thence South 200 feet, thence East 500 feet to point of beginning, thence North 25 feet, thence Southwest to a point 100 feet directly West of point of beginning, thence East to point of beginning.
Common street address (if any): 4327 Pier Rd, Benton Harbor, MI 49022-9568
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16).
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
This notice is from a debt collector.
Date of notice: October 16, 2025
Trott Law, P.C.
31440 Northwestern Hwy, Suite 145
Farmington Hills, MI 48334
(248) 642-2515
1574636
(10-16)(11-06