THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF FORECLOSURE BY ADVERTISEMENT
Default having been made in the conditions of a certain Mortgage made by P & B RENTALS, 815 Main Street, Suite 1, Saint Joseph, Michigan, 49085 to STURGIS BANK & TRUST COMPANY, 125 East Chicago Road, Sturgis, MI 49091 dated August 5, 2022, and recorded in the office of the Register of Deeds for the County of Berrien and State of Michigan, on August 9, 2022 in Liber 3382 of Mortgages, on page 744. There is claimed to be due on the date of this notice, for principal and interest the sum of Two Hundred Forty Thousand, Seven Hundred sixteen and 50/100 ($240,716.50) Dollars due on the mortgage and no proceedings having been instituted to recover the debt now remaining secured by said Mortgage, or any part thereof, where by the power of sale contained in said Mortgage has become operative; Now Therefore, Notice is Given that by virtue of the power of sale contained in said Mortgage and under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, the said Mortgage will be foreclosed by a sale of the mortgaged premises therein described or so much thereof as may be necessary, at a public auction sale, to the highest bidder for cash or cashier’s check, at the Second Floor of the Courthouse in the City of Saint Joseph and County of Berrien, Michigan, that being the place of holding Circuit Court in and for said County, on June 11, 2026, at promptly 11:00 a.m. of said day, which said mortgage premises are described as follows, to-wit: The Southwesterly ½ of Lot 227, Original Plat of the City of St. Joseph whose Northeasterly boundary is parallel to the Southwesterly boundary of said Lot 227 and the Northeasterly 3 feet of Lot 278, according to the recorded plat in Liber E of Plats, Page 564, Berrien County Records.
Property Address: 514 Court Street, Saint Joseph, Michigan, 49085
PIN: 11-76-0340-0277-01-7 Said premises will be sold to pay the amount as aforesaid then due on said Mortgage together with 5.45% percent interest on the Mortgage, legal costs, attorneys’ fees and also any taxes and insurance that said Mortgagee does pay on or prior to the date of said sale. The amount due on said Mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Pursuant to MCL 600.3240, the last day to redeem the Sheriff’s Deed will be December 12, 2026. If said property is in fact sold at the above-described foreclosure sale, pursuant to MCL 600.3278, the above listed Mortgagor will be responsible to the person who buys the property at the foreclosure sale or to STURGIS BANK & TRUST COMPANY for damaging the property during the redemption period. ATTENTION HOMEOWNER/OCCUPANT: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this Notice. ATTENTION PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
Dated: May 14, 2026 HaasCaywood PC
By: P. Joseph Haas, Jr.
Attorney for STURGIS BANK & TRUST COMPANY Business Address: 112 South Monroe Street
Sturgis, MI 49091
(269) 651-3281
STURGIS BANK & TRUST COMPANY