PHILLIP H. DEFRANCE

NOTICE OF MORTGAGE FORECLOSURE SALE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE – Default has been made in the conditions of a mortgage made by original mortgagors, Philip H. DeFrance and Carolyn A. DeFrance, to Arbor Mortgage Corporation, dated and recorded October 4, 2005 in liber 2651 page 2040, in Berrien County records, Michigan and then assigned to Mortgage Electronic Registration Systems, Inc., its successors and assigns, recorded August 15, 2006 in Liber 2734 Page 2031 and further assigned to U.S. Bank National Association as Trustee for 2005KS12 RASC, recorded September 24, 2008 in Liber 2859 Page 847 and further assigned to Residential Funding Company LLC fka Residential Funding Corporation, recorded June 19, 2012 in Liber 2997 Page 3439 and further assigned to Residential Group 231, LLC, recorded June 19, 2012 in Liber 2997 Page 3441 and further assigned to Kondaur Capital Corporation, as separate trustee of Matawin Ventures Series 2014-3,, recorded October 23, 2015 in Liber 3118 Page 1800. And then Assigned to Waterfall Victoria Grantor Trust II, Series G recorded on July 18, 2018 in Liber 3211 Page 2834 and recorded again on October 23, 2018 in Liber 3220 Page 1875 on which mortgage there is claimed to be due at the date hereof the sum of one hundred thirty-three thousand three hundred ninety-four and 70/100 ($133,394.70), including interest on the applicable indebtedness at the rate of 7.8900 % per annum. This sum will increase as additional interest, costs, expenses and attorney fees accrue under the Mortgage and its related note and which are permitted under Michigan Law after the date of this Notice. No legal or equitable proceedings have been instituted to recover the debt secured by the Mortgage, and the power of sale in the Mortgage has become operable by reason of default. NOTICE is now given that on February 28, 2019 at 10:00 A.M. A.M. at that place where circuit court is held in Berrien County, the Mortgage will be foreclosed by a sale of the property herein described, or some part of them, at public auction, the highest bidder, for the purpose of satisfying the amount due and unpaid on the Mortgage, along with interest due, the legal costs and charges of the sale as allowed by statute and/or the Mortgage, and any taxes and insurance that the Mortgagee pays on or prior to the date of said sale. Said premises are situated in the city of Benton Harbor, County of Berrien, and State of Michigan, and particularly described as: Situated in the Township of Benton, County of Berrien and State of Michigan: Lot 4, Fairplain Heights, according to the Plat thereof, recorded November 18, 1955 in Liber 14 of Plats, Page 33, Berrien County Records. More Commonly Known as: 658 Waverly Drive, Benton Harbor, Michigan 49022 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 01/04/2019 For more information, please call: (630) 453-6960 Anselmo Lindberg & Associates PLLC Attorneys for Servicer 1771 West Diehl Road, Suite 120 Naperville, IL 60563 File MF18110002

(01-31)(02-21)