RONNIE KINCHEN

Attorney File #: 521428F01
Notice ID: 1551269
First Publication Date: 1/30/2025
Number of Insertions: 4
Last Publication Date: 2/20/2025
County: Berrien

Begin Notice
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Notice of Foreclosure by Advertisement
Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Berrien County, starting promptly at 11:00 AM, on February 28, 2025. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information:
Name(s) of the mortgagor(s): Ronnie V. Kinchen, a married man and Brenda G. Kinchen solely for the purpose of waiving dower rights
Original Mortgagee: One Reverse Mortgage, LLC
Foreclosing Assignee (if any): GITSIT Solutions, LLC, not in its individual capacity but solely in its capacity as Separate Trustee of GITSIT Mortgage Loan Trust BBPLC1
Date of Mortgage: May 12, 2010
Date of Mortgage Recording: June 1, 2010
Amount claimed due on date of notice: $95,790.65
Description of the mortgaged premises: Situated in City of Watervliet, Berrien County, Michigan, and described as: Lot 4, Block “H”, Improvement Company’s Addition to the Village, now City of Watervliet, according to the plat thereof, recorded October 21, 1892 in Book 3 of Plats, Page 16, Berrien County Records.
Common street address (if any): 322 Crescent, Watervliet, MI 49098-9376
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16).
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
This notice is from a debt collector.
Date of notice: January 30, 2025
Trott Law, P.C.
31440 Northwestern Hwy, Suite 145
Farmington Hills, MI 48334
(248) 642-2515

1551269
(01-30)(02-20)