Attorney File #: 26-002906
Notice ID: 1599923
First Publication Date: 7/30/2026
Number of Insertions: 4
Last Publication Date: 8/20/2026
County: Berrien
Begin Notice
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Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Berrien County, starting promptly at 11:00 AM on AUGUST 27, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
Default has been made in the conditions of a mortgage made by Sheila L. Smith, an unmarried woman, to Mortgage Electronic Registration Systems, Inc., as nominee for Amerifirst Financial Corporation, its successors and assigns, Mortgagee, dated January 28, 2020 and recorded January 30, 2020 in Liber 3263, Page 2125 and Loan Modification Agreement recorded on December 5, 2022, in Liber 3393, Page 2981, and Loan Modification Agreement recorded on April 30, 2024, in Liber 3425, Page 1811, and Loan Modification Agreement recorded on November 27, 2024, in Liber 3439, Page 3601, and Loan Modification Agreement recorded on May 15, 2025, in Liber 3450, Page 3151, Berrien County Records, Michigan. Said mortgage is now held by Carrington Mortgage Services, LLC, by assignment. There is claimed to be due at the date hereof the sum of One Hundred Twenty-Four Thousand Eight Hundred Fifty-Three and 32/100 Dollars ($124,853.32).
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Berrien County, Michigan at 11:00 AM on AUGUST 27, 2026.
Said premises are located in the Township of Benton, Berrien County Michigan, and are described as:
That part of the West Half of the West Half of the Southwest Quarter of the Southeast Quarter of Section 30, Township 4 South, Range 18 West, described as follows: Commencing at the South Quarter post of said Section 30, thence North along the Quarter line of said Section 30, 1052.6 feet, thence North 89 degrees 50 minutes East along a line that is parallel to and 275.0 feet South of the North line of said Southwest Quarter 175.0 feet, thence South 54 degrees 17 minutes East 23.3 feet to the place of beginning of the parcel of land herein described, thence South 45 degrees East 55.0 feet, thence South 45 degrees West 140.0 feet to a point on the Northeasterly line of a private road that is 142.5 feet South 45 degrees East from the East line of Ogden Avenue, thence North 45 degrees West along said private road line 55.0 feet, thence North 45 degrees East 140.0 feet to the place of beginning.
507 Summerfelt Dr, Benton Harbor, Michigan 49022
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. FinCEN reporting will be required of all successful purchasers, absent a lawful exemption.
Dated: July 30, 2026
File No. 26-002906
Firm Name: Orlans Law Group PLLC
Firm Address: 1650 West Big Beaver Road, Troy MI 48084
Firm Phone Number: (248) 502.1400
(07-30)(08-20)