STACY R. SHIPMAN

Attorney File #: 22MI00207-1
Notice ID: 1459452
First Publication Date: 3/31/2022
Number of Insertions: 4
Last Publication Date: 4/21/2022
County: Berrien

Begin Notice
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FORECLOSURE NOTICE Attention homeowner: If you are a military service member
on active duty, if your period of active duty has concluded less than 90
days ago, or if you have been ordered to active duty, please contact the
attorney for the party foreclosing the mortgage at the telephone number
stated in this notice. Notice of foreclosure by advertisement. Notice is
given under section 3212 of the revised judicature act of 1961, 1961 PA 236,
MCL 600.3212, that the following mortgage will be foreclosed by a sale of
the mortgaged premises, or some part of them, at a public auction sale to
the highest bidder for cash or cashier’s check at the place of holding the
circuit court in Berrien County, starting promptly at 11:00 AM, April 29,
2022. The amount due on the mortgage may be greater on the day of the sale.
Placing the highest bid at the sale does not automatically entitle the
purchaser to free and clear ownership of the property. A potential purchaser
is encouraged to contact the county register of deeds office or a title
insurance company, either of which may charge a fee for this information.
Default has been made in the conditions of a certain mortgage made by Stacy
R Shipman and Scotty Shipman, Wife and Husband to Mortgage Electronic
Registration Systems, Inc. acting solely as a nominee for Amerifirst
Financial Corporation, Mortgagee, dated January 25, 2021, and recorded on
February 3, 2021, in Liber 3311, Page 3478, Berrien County Records, said
mortgage was assigned to WILMINGTON SAVINGS FUND SOCIETY, FSB, AS TRUSTEE OF
DISCOVERY MORTGAGE LOAN TRUST by an Assignment of Mortgage dated August 02,
2021 and recorded August 12, 2021 in Liber 3340, Page 172, on which mortgage
there is claimed to be due at the date hereof the sum of Two Hundred
Forty-Five Thousand Nine Hundred Sixteen and 06/100 ($245,916.06) including
interest at the rate of 3.12500% per annum. Said premises are situated in
the Township of Sodus, Berrien County, Michigan, and are described as: Lot
12 in Woodley`s Subdivision, according to the plat thereof recorded in Liber
18 of plats, page 14, Berrien County Records. Commonly known as: 2553
WOODLEY DR, BENTON HARBOR, MI 49022 If the property is eventually sold at
foreclosure sale, the redemption period will be 6.00 months from the date of
sale unless the property is abandoned or used for agricultural purposes. If
the property is determined abandoned in accordance with MCL 600.3241 and/or
600.3241a, the redemption period will be 30 days from the date of sale, or
15 days after statutory notice, whichever is later. If the property is
presumed to be used for agricultural purposes prior to the date of the
foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year.
Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the
borrower(s) will be held responsible to the person who buys the property at
the mortgage foreclosure sale or to the mortgage holder for damaging the
property during the redemption period. TO ALL PURCHASERS: The foreclosing
mortgagee can rescind the sale. In that event, your damages are, if any,
limited solely to the return of the bid amount tendered at sale, plus
interest. Dated: March 31, 2022 Randall S. Miller & Associates, P.C.
Attorneys for WILMINGTON SAVINGS FUND SOCIETY, AS TRUSTEE OF DISCOVERY
MORTGAGE LOAN TRUST 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI
48302, (248) 335-9200 Hours: 9:00 a.m. – 5:00 p.m. Case No. 22MI00207-1

(03-31)(04-21)
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End Notice