THOMAS S GILLESPIE- OCTOBER 12, 2017

NOTICE OF FORECLOSURE BY ADVERTISEMENT THIS FIRM IS A DEBT
COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE IF YOU ARE A
BORROWER ON ACTIVE MILITARY DUTY. PLEASE TAKE NOTICE that a default has
been made in the conditions of a certain Mortgage by Thomas S. Gillespie, a single man, as Mortgagor, to Berrien Teachers Credit Union, n/k/a Honor Credit Union, a State Chartered Credit Union, as Mortgagee, dated April 29, 2005 and recorded May 6, 2005 in the Office of Register of Deeds for Berrien County, Michigan at Liber 2609, Page 945, Berrien County Records, and modified by a Modification Agreement dated June 16, 2015 and recorded June 18, 2015 in Liber 3106, Page 1054 (the “Mortgage”). The premises subject to this foreclosure is located in the County of Berrien, State of Michigan, and described as: CITY OF SAINT JOSEPH, LOT 49, MACK’S SUBDIVISION, ACCORDING TO THE PLAT THEREOF, RECORDED IN LIBER 10 OF PLATS, PAGE 47. which has the address of 1207 Mohawk Lane, Saint Joseph, Michigan 49085. No suit or proceeding at law or in equity have been instituted to recover the debt, or any part of the debt, secured by the Mortgage, and the power of sale in the Mortgage has become operative by reason of the default. There is claimed to be an indebtedness, as defined by the Mortgage, due and unpaid in the amount of Ninety Three Thousand Seven Hundred Fifty and 84/100 Dollars ($93,750.84), as of October 6, 2017, including principal and interest, and other costs secured by the Mortgage, currently bearing interest at a rate of 4.25%. NOTICE IS HEREBY GIVEN that on Thursday, November 9, 2017 at 10:00 a.m. at the Berrien County Courthouse, 811 Port Street, St. Joseph, Michigan 49085, that being the place of holding of the Circuit Court for the County of Berrien, there will be offered for sale and sold to the highest bidder, at public sale, for the purposes of satisfying the amount of the indebtedness then due on the Mortgage, together with interest, costs, attorney fees,
taxes, insurance, and any other advances and expenses due under the Mortgage or permitted under Michigan law. The period within which the premises may be redeemed shall expire six (6) months from the date of sale, unless determined to be abandoned in accordance with MCL 600.3241(a), in which case the redemption period shall be thirty (30) days from the date of sale. Pursuant to MCL 600.3278, the Mortgagors and any other person liable on the Mortgage will be held responsible to the Mortgagee or the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damages sustained by the property during the redemption period.
Staci L. Salisbury (P79632)
October 9, 2017
Escamilla & Salisbury, PLLC
7950 Moorsbridge Rd., Ste. 400
Portage, MI 49024
(269) 220-5658