TINA SCHRAMM

Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for case or cashier’s check at the place of holding the circuit court in Berrien County, starting promptly at 10:00 AM on JANUARY 23, 2020. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
Default has been made in the conditions of a mortgage made by Tina Schramm, a single woman, to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated April 29, 2010 and recorded May 14, 2010 in Liber 2921, Page 255 and Loan Modification Agreement recorded on March 6, 2017, in Liber 3164, Page 3155, Berrien County Records, Michigan. Said mortgage is now held by U.S. Bank National Association, by assignment. There is claimed to be due at the date hereof the sum of One Hundred Six Thousand Three Hundred Eighty-Eight and 22/100 Dollars ($106,388.22), including interest at 3.625% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Berrien County, Michigan at 10:00 AM on JANUARY 23, 2020.
Said premises are located in the Township of Lincoln, Berrien County Michigan, and are described as:
Lot 24, Lane Park, according to the recorded plat thereof as recorded in Liber 22 of Plats, page 17, Berrien County Records.
3747 Lane Court, St. Joseph, MI 49085
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period.
Dated: December 26, 2019
File No. 19-011485
Firm Name: Orlans PC
Firm Address: 1650 West Big Beaver Road, Troy MI 48084
Firm Phone Number: (248) 502.1400

(12-26)(01-16)