VIRGINIA K CUMMINGS- FEBRUARY 2, 2017

FORECLOSURE NOTICE
This firm is a debt collector attempting
to collect a debt. Any information
obtained will be used for
this purpose. If you are in the Military,
please contact our office at the
number listed below.
MORTGAGE SALE – Default has
been made in the conditions of a certain
mortgage made by: Virginia K
Cummings, an unmarried woman, to
APB Mortgage, LLC, dated 10/21/2004
and recorded 11/08/2004 in Liber 2560
Page 110, Berrien County, Michigan Records.
Said mortgage was assigned to:
Homecomings Financial Network, Inc.
by assignment dated 10/29/2004 and
recorded on 08/15/2005 in Liber 2636
Page 648, Berrien County, Michigan
Records. Said mortgage was assigned
to: Mortgage Electronic Registration
Systems, Inc. by assignment dated
11/30/2004 and recorded on 12/05/2005
in Liber 2669 Page 1421, Berrien County,
Michigan Records. Said mortgage was
assigned to: The Bank of New York Mellon
Trust Company, National Association
fka The Bank of New York Trust Company,
N.A., as Successor to JPMorgan
Chase Bank, National Association, as
Trustee for Residential Asset Mortgage
Products, Inc., Mortgage Asset-Backed
Pass-Through Certificates Series 2004-
RS12 at c/o Ocwen Loan Servicing, LLC
by assignment dated 12/16/2015 and
recorded on 06/30/2016 in Liber 3140
Page 2235, Berrien County, Michigan
Records. Said mortgage was assigned
to: Bawld Guy Note Fund, LLC by assignment
dated 12/16/2015 and recorded
on 06/30/2016 in Liber 3140 Page
2238, Berrien County, Michigan Records
on which mortgage there is claimed to be
due as of 01/23/2017 the sum of Eightyseven
thousand fifty-nine dollars and
thirty-four cents ($87,059.34) including
interest 8.25% per annum.
Under the power of sale contained
in said mortgage and the statute in
such case made and provided, notice is
hereby given that said mortgage will be
foreclosed by a sale of the mortgaged
premises, or some part of them, at public
venue, Berrien County Circuit Court
Building in St. Joseph, MI at 11:00 a.m.
on March 9, 2017.
Said premises are situated in City
of Niles, County of Berrien and the
State of Michigan, and are described as:
Lots 21 and 22, and the South 1/2
of Lot 23, Green Lawn Addition, City
of Niles, Berrien County, Michigan, according
to the plat thereof, recorded
April 14, 1906 in Book 4 of Plats, Page
23, also commencing at the Southwest
Corner of Lot 21, said Green Lawn Addition;
thence South 8 1/2 feet; thence
East, Parallel to the South line of said
Lot 21, 123 feet; thence North 8 1/2
feet; thence West, along the South
line of said Lot 21, to the place of beginning.
Property Tax Parcel ID: 11-71-
2800-0021-01-3
Commonly known as: 626 North
12th Street, Niles, MI 49120
The redemption period shall be six
months from the date of such sale, unless
determined abandoned in accordance
with MCL 600.3241 or MCL 600.3241a,
in which case the redemption period shall
be 30 days from the date of such sale, or
upon the expiration of the notice required
by MCL 600.3241a(c), whichever is later;
or unless MCL 600.3240(17) applies.
If the property is sold at foreclosure
sale under Chapter 32 of the Revised
Judicature Act of 1961, under MCL
600.3278, the borrower will be held responsible
to the person who buys the
property at the mortgage foreclosure
sale or to the mortgage holder for damaging
the property during the redemption
period.
Bawld Guy Note Fund, LLC, Assignee
of Mortgagee Attorneys:
Barham Legal LLC
2644 Kull Road
Lancaster, Ohio 43130
(740) 689-9828
(02-02)(02-23)
Publish Feb. 2, 9,16 and 23, 2017