DOUGLAS E CHAPMAN AND NICOLE L CHAPMAN- SEPTEMBER 7, 2017

NOTICE OF MORTGAGE FORECLOSURE SALE

Default having been made in the conditions of a certain Mortgage executed on March 30, 2005 by Douglas E. Chapman and Nicole L. Chapman, husband and wife, as Mortgagors, to MERS as nominee for Horizon Bank, National Association, as Mortgagee, which mortgage was recorded in the office of the Register of Deeds for Berrien County, Michigan on April 14, 2005 at Liber 2602, Page 1747 and was assigned to Horizon Bank, N.A. on July 31, 2017 pursuant to an Assignment of Mortgage recorded on August 24, 2017 at Liber 3181 Page 0933 in the office of the Register of Deeds for Berrien County, Michigan and on which mortgage there is claimed to be indebtedness, as defined by the mortgage, due and unpaid in the amount of Eighty Nine Thousand, Nineteen and 28/100 Dollars ($89,019.28) as of the date of this notice, including principal and interest, and other costs secured by the mortgage, no suit or proceeding at law or in equity having been instituted to recover the debt, or any part of the debt, secured by the mortgage, and the power of sale in the mortgage having become operative by reason of the default.
Default having been made in the conditions of a certain Mortgage executed on September 9, 2015 by Douglas E. Chapman and Nicole L. Chapman, husband and wife, as Mortgagors, to Horizon Bank, National Association, as Mortgagee, which mortgage was recorded in the office of the Register of Deeds for Berrien County, Michigan on October 19, 2015 at Liber 3118, Page 0651 in the office of the Register of Deeds for Berrien County, Michigan and on which mortgage there is claimed to be indebtedness, as defined by the mortgage, due and unpaid in the amount of Thirty Thousand, Six Hundred Sixty Seven and 65/100 Dollars ($30,667.65) as of the date of this notice, including principal and interest, and other costs secured by the mortgage, no suit or proceeding at law or in equity having been instituted to recover the debt, or any part of the debt, secured by the mortgage, and the power of sale in the mortgage having become operative by reason of the default.
NOTICE IS HEREBY GIVEN that on Thursday, October 12, 2017 at 10:00 o(clock in the forenoon, at the North entrance of the County Courthouse, 811 Port Street, in the City of St. Joseph, Michigan, that being the place of holding the Circuit Court for the County of Berrien, there will be offered for sale and sold to the highest bidder, at public sale, for the purpose of satisfying the unpaid amount of the indebtedness due on the mortgages, together with legal costs and expenses of sale, certain property located in the City of St. Joseph, Berrien County, Michigan, described in the mortgage as follows:
Real Estate Located in the City of St. Joseph, County of Berrien, State of Michigan and described as:
Lot Numbered 22 and the West Half of Lot Numbered 23 in Burton Heights according to the Plat thereof as recorded August 9, 1930 in Volume 9 of Plats, page 13, Berrien County Records.

Tax Identification No.: 11-76-0970-0022-00-1

Commonly known as 1112 Kingsley Avenue, St. Joseph, MI 49085

The length of the redemption period will be six (6) months from the date of the sale.

Mortgagors and any other person liable on the Mortgages will be held responsible to the Mortgagee or the person who buys the property at the foreclosure sale for any damage to the property, beyond wear and tear resulting from the normal use of the property, during the redemption period. MCL 600.3278.

Dated: September 7, 2017 LADERER & FISCHER, P.C.
Attorneys for Horizon Bank, National Association
By: Rebecca Hoyt Fischer

525 E. Colfax Avenue, Unit #101
South Bend, IN 46617