JOHN HARDY AND ANGIE HARDY- SEPTEMBER 7, 2017

NOTICE OF MORTGAGE FORECLOSURE SALE

Default having been made in the conditions of a certain Mortgage executed on October 13, 2006 by John Hardy and Angie Hardy, husband and wife, as Mortgagors, to Horizon Bank as Mortgagee, which mortgage was recorded in the office of the Register of Deeds for Berrien County, Michigan on October 23, 2006 at Liber2752, Page 1679 and which was modified on January 25, 2012 pursuant to a Modification of Mortgage recorded on February 1, 2012 at Liber 2983 Page 383 in the office of the Register of Deeds for Berrien County, Michigan and on which mortgage there is claimed to be indebtedness, as defined by the mortgage, due and unpaid in the amount of Eighty Seven Thousand, Nine Hundred Ninety and 06/100 Dollars ($87,990.06) as of the date of this notice, including principal and interest, and other costs secured by the mortgage, no suit or proceeding at law or in equity having been instituted to recover the debt, or any part of the debt, secured by the mortgage, and the power of sale in the mortgage having become operative by reason of the default.
NOTICE IS HEREBY GIVEN that on Thursday, October 12, 2017 at 10:00 o(clock in the forenoon, at the North entrance of the County Courthouse, 811 Port Street, in the City of St. Joseph, Michigan, that being the place of holding the Circuit Court for the County of Berrien, there will be offered for sale and sold to the highest bidder, at public sale, for the purpose of satisfying the unpaid amount of the indebtedness due on the mortgage, together with legal costs and expenses of sale, certain property located in Chikaming Township, Berrien County, Michigan, described in the mortgage as follows:
That part of Lots 79 and 82, and vacated Oak Place, “Subdivision of the East 36 feet of Lots 8 and 9, and Lots 10 and 14, and 19 to 29, Block 1, the West 27.3 feet of Lot 11, and Lots 17 to 21 and 23 to 40, Block 2. Entire Block 3, the East 33 feet of Lot 2, and Lots 3 to 20, Block 4, Entire Block 5, Plat of Lakeview, Union Pier,” Chikaming Township, Berrien County, Michigan, according to the Plat thereof, recorded October 8, 1923, in Book 7 of Plats, page 7, described as follows, to-wit: Commencing at the corner between Lots 62, 63, 79, and 80, in said Plat; thence Southerly, along the Southwesterly line of said Lot 79 and 82, 215.0 feet to its intersection with the Northwest line of Highway US-12; thence deflect to the left 110°50′ and measure along said Highway line, 75.0 feet, said Highway line being parallel to and 50.0 feet from the center of said Highway; thence deflect to the left 94°10′ and measure 55.3 feet to a point that is 59.0 feet Northwesterly from a point on said Highway line that is 50.0 feet Northeasterly from said intersection; thence deflect to the right 25° and measure along a line that is parallel to said Southwest line of Lots 79 and 82, 146.3 feet to a point on the line between said Lots 63 and 79 that is 47.36 feet Northeasterly from the place of beginning; thence Southwesterly 47.36 feet to the place of beginning.

ALSO that part of Lots 78 and 79, said Subdivision described as follows, to-wit: Commencing on Lot line, 47.36 feet Northeasterly from the corner between Lots 62, 63, 79 and 80 said Plat; thence Northeasterly, along the Northwesterly line of Lots 79 and 78, 117.46 feet to the corner of Center Avenue between Lots 64 and 78; thence Southeasterly, along the Southwesterly line of Center Avenue 50.0 feet; thence Southwesterly, along a line that is parallel to said Northwesterly lot line, 117.5 feet to a point that is 50.0 feet Southwesterly from the place of beginning, measured along a line that is parallel to the Southwesterly line of said Lot 79; thence Northwesterly 50.0 feet to the place of beginning;

EXCEPTING Therefrom Commencing at the corner between Lots 62, 63, 79 and 80, said Plat; thence Northeasterly, along the Southwesterly line of Lots 79 and 78, 164.76 feet to the corner on Center Avenue between Lots 64 and 78; thence Southeasterly along the Southwesterly line of Center Avenue, 50.0 feet; thence Southwesterly along a line that is parallel to said Northwesterly lot line, 164.83 feet to a point that is 50.00 feet Southeasterly from the place of beginning, measured along the Southwesterly line of said Lot 79; thence Northwesterly 50.0 feet to the place of beginning.

Tax Identification No.: 11-07-4570-0079-00-8

Commonly known as 15942 Red Arrow Highway, Union Pier, MI 49129
The length of the redemption period will be six (6) months from the date of the sale.

Mortgagors and any other person liable on the Mortgages will be held responsible to the Mortgagee or the person who buys the property at the foreclosure sale for any damage to the property, beyond wear and tear resulting from the normal use of the property, during the redemption period. MCL 600.3278.

Dated: September 7, 2017 LADERER & FISCHER, P.C.
Attorneys for Horizon Bank, National Association
By: Rebecca Hoyt Fischer

525 E. Colfax Ave., Unit #101
South Bend, IN 46617
Telephone: 574-284-2354