Attorney File #: 21MI00300-2
Notice ID: 1464352
First Publication Date: 5/19/2022
Number of Insertions: 4
Last Publication Date: 6/9/2022
County: Berrien
Begin Notice
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FORECLOSURE NOTICE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Berrien County, starting promptly at 11:00 AM, June 17, 2022. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Lori A King, an unmarried woman to Mortgage Electronic Registration Systems, Inc. acting solely as a nominee for Amerifirst Financial Corporation, Mortgagee, dated July 31, 2017, and recorded on August 7, 2017, in Liber 3179, Page 2758, Berrien County Records, said mortgage was assigned to WILMINGTON SAVINGS FUND SOCIETY, AS TRUSTEE OF DISCOVERY MORTGAGE LOAN TRUST by an Assignment of Mortgage dated December 06, 2021 and recorded January 18, 2022 in Liber 3360, Page 2455, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Fifty-Five Thousand Three Hundred Thirty-One and 72/100 ($155,331.72) including interest at the rate of 4.12500% per annum. Said premises are situated in the Township of Benton, Berrien County, Michigan, and are described as: ALL THAT PART OF THE WEST FRACTIONAL 1/2 OF FRACTIONAL SECTION 4, TOWN 4 SOUTH, RANGE 18 WEST, DESCRIBED AS: COMMENCING AT THE NORTH 1/4 POST OF SAID SECTION 4; THENCE WEST ALONG SECTION LINE 1348.2 FEET; THENCE SOUTH 0 DEGREES 37 MINUTES EAST 1984.3 FEET TO THE PLACE OF BEGINNING OF THE LAND HEREIN DESCRIBED; THEN NORTH 70 DEGREES 52 MINUTES WEST 45 FEET; THENCE SOUTH 25 DEGREES 38 MINUTES WEST 282.2 FEET; THENCE SOUTH 55 DEGREES 16 MINUTES EAST 91.7 FEET TO A POINT THAT IS 93.2 FEET WEST OF A LINE THAT RUNS SOUTH 0 DEGREES 37 MINUTES EAST FROM THE PLACE OF BEGINNING; THENCE SOUTH 0 DEGREES 37 MINUTES EAST 530 FEET, MORE OR LESS, TO THE WATERS EDGE OF THE PAW PAW RIVER; THENCE SOUTH 84 DEGREES 40 MINUTES EAST 93.7 FEET ALONG SAID WATER`S EDGE TO A POINT WHERE A LINE THAT RUNS SOUTH 0 DEGREES 37 MINUTES EAST FROM THE PLACE OF BEGINNING WOULD INTERSECT SAID WATER`S EDGE; THENCE NORTH 0 DEGREES 37 MINUTES WEST 825 FEET, MORE OR LESS, TO THE PLACE OF BEGINNING. TOGETHER WITH AN EASEMENT FOR INGRESS AND EGRESS, DESCRIBED AS: THAT PART OF THE WEST FRACTIONAL HALF OF SECTION 4, TOWN 4 SOUTH, RANGE 18 WEST, BENTON TOWNSHIP, BERRIEN COUNTY, MICHIGAN, DESCRIBED AS: BEGINNING AT A POINT ON THE NORTH LINE OF SAID SECTION 4 THAT IS 1347.13 FEET (RECORDED 1348.2 FEET) WEST OF THE NORTH QUARTER CORNER OF SAID SECTION; THENCE WEST, ON SAID NORTH LINE, 20.00 FEET; THENCE SOUTH 00 DEGREES 36`32″ EAST, 1561.87 FEET; THENCE SOUTH 01 DEGREES 41`24″ WEST, 213.15 FEET; THENCE SOUTH 02 DEGREES 58`28″ EAST, 61.28 FEET; THENCE SOUTH 10 DEGREES 56`23″ WEST, 110.98 FEET; THENCE SOUTH 57 DEGREES 45`46″ WEST, 26.76 FEET; THENCE SOUTH 70 DEGREES 49`45″ (RECORDED SOUTH 70 DEGREES 52` EAST), 75.48 FEET; THENCE NORTH 00 DEGREES 36`32″ WEST, 1984.30 FEET TO THE POINT OF BEGINNING. Commonly known as: 2120 SUNRISE LN, BENTON HARBOR, MI 49022 If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. Dated: May 19, 2022 Randall S. Miller & Associates, P.C. Attorneys for WILMINGTON SAVINGS FUND SOCIETY, AS TRUSTEE OF DISCOVERY MORTGAGE LOAN TRUST 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Hours: 9:00 a.m. – 5:00 p.m. Case No. 21MI00300-2
(05-19)(06-09)
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